Credit and Mortgage Information

Credit and Mortgage Information How Much Down Payment Do I Need? Getting your finances in order is vital when preparing to purchase a home. If you’re looking to buy a house, one of the first things you’ll need to consider is how much down payment you’ll need to make.  Depending on the type of loan you’re applying for, the size of your down payment could vary. […]
Buying a Home Buyers Beware of these Home Buying Hazards When you’re ready to buy a home, you must know the potential hazards that can pop up and kill your deal. Fortunately, a little attention to detail and thorough planning can save you from the heartbreak of a bad buy. Here are seven of the most common: Last-minute shopping sprees: It’s not uncommon for buyers to […]
Credit and Mortgage Information How to Respond to Lowball Offers Your agent is required to bring you any and all offers made on your home even if it is a ‘bad’ offer. Once and a while you’ll receive what’s known as a “lowball” offer. Lowball offers are buyer offers which far fall below your asking price. Sometimes they’re so low that they only serve to […]
Credit and Mortgage Information How to Avoid Common Earnest Money Errors Earnest money is a great way to show a seller you’re serious about the offer you’re making on their home. But first, what is earnest money? Investopedia helps define earnest money as a deposit from a buyer to a seller to represent a buyer’s ‘good faith.’ The deposit is a way for buyer to receive extra time […]
Credit and Mortgage Information Overlooked Ways You Can Save On Home Insurance Homeowners insurance is vital for protecting your investment. It’s also required by lenders holding the mortgage on your home. For some reason, many homeowners overlook ways they can save money on their premiums. Shopping around is a good idea, but much like auto insurance, there are many simple things you can do to impact how […]
Credit and Mortgage Information Cleaning Up Credit Inaccuracies Discovering an error on your credit history can be a rude surprise when you’re attempting to get pre-approved for a mortgage. Though most people don’t think about the details of their credit report until the need to secure a loan, it’s a good idea to check your report for inaccuracies periodically.  It is easy to […]
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