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Earnest money is a great way to show a seller you’re serious about the offer you’re making on their home. But first, what is earnest money? Investopedia helps define earnest money as a deposit from a buyer to a seller to represent a buyer’s ‘good faith.’ The deposit is a way for buyer to receive extra time […]

Homeowners insurance is vital for protecting your investment. It’s also required by lenders holding the mortgage on your home. For some reason, many homeowners overlook ways they can save money on their premiums. Shopping around is a good idea, but much like auto insurance, there are many simple things you can do to impact how […]

Discovering an error on your credit history can be a rude surprise when you’re attempting to get pre-approved for a mortgage. Though most people don’t think about the details of their credit report until the need to secure a loan, it’s a good idea to check your report for inaccuracies periodically.  It is easy to […]